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Montana's Most Wanted!
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Real Estate
Most Wanted Real Estate
For many people, putting their home up for sale is an exciting time to...
Lending
Most Wanted Real Estate
The mortgage application process can be fraught with a lot of stress on its own, but if you've experienced issues with your credit in the past it can be even more taxing. While there may be a lot of things you may not be aware of when it comes to their impact on your credit, here are some things to watch out for if you're planning to purchase a home in the short-term future. Applying For Extra Credit Whether you've just been offered a great new deal by a department store or you're not even thinking about it, new credit cards can pop up with deals that are quite enticing at the moment. Unfortunately, applying for new credit can signal to lenders that you've run out of credit on your other cards. Not only that, it will also have an adverse impact on your credit score each time you apply for new credit. If you're considering a mortgage soon, it's a good idea to hold off on any additions to your wallet. Not Paying Your Bills It may seem straightforward enough that not paying your bills is going to land you in hot water with your credit score, but many people think paying the minimum at any time will do. The truth is that if you want to keep your credit in line and improve your odds, it's important to pay your minimum before the due date and always pay your bills. The only thing deferring payments will do is add marks against your credit, and this will be damaging come application time. Don't Avoid Your Credit Report Many people who have a poor credit history are aware of the situation, but they're also unwilling to address it. While it may be difficult to approach your credit report if you've had some hiccups in the past, it's important to know what point you're working forward from so you can move beyond it. Instead of ignoring it, get a copy of your credit report, and review the numbers. Not only will this enable you to address any errors, it means you'll be facing your issues head on. There are several factors that can adversely affect your mortgage application, but by avoiding new credit and paying your bills on time you can have a positive impact on the result. If you're currently in the market for a new home, you may want to contact your local mortgage professional for more information.
Monday, August 21, 2017 , Most Wanted Real Estate
In an age of rapidly changing technology, doing things like programming in temperature changes and...
Saturday, September 02, 2017 , Most Wanted Real Estate
It has never been more popular to abide by a green lifestyle and develop sustainable living practices that will help the planet. Fortunately, while you may be used to recycling cardboard boxes and giving away your clothes, there are probably a few household items you didn't even know you could recycle! If you're wondering what to do with some of your old, used items, here are a few things that may be ready for re-use.
Saturday, September 02, 2017 , Most Wanted Real Estate
Summer may be the season for swimsuits and beachside barbecues, but it's also a great time to get your friends together for a party in your own backyard. Whether you're ready to show off your new home or are just looking for a good reason to celebrate the season, here are some ways to ensure your party is one that will make the summertime memorable.
Wednesday, August 08, 2018 , Most Wanted Real Estate
With its contagious attitude of living life to the fullest, Helena MT is certainly one of the most...
Monday, December 17, 2018 , Most Wanted Real Estate
Tucked away in Southwest Montana in a valley...
Thursday, August 30, 2018 , Most Wanted Real Estate
If you want to experience life in a “real”...

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