Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

It's not common for many a homeowner to struggle with making their monthly mortgage payment. However, simply because it can seem hard to come up with the funds monthly doesn't mean it's not possible to find the money for extra mortgage payments each year. If you're wondering how you can pay down your mortgage debt much sooner with extra money, here are some tricks you may want to try.

Continue reading
  782 Hits
  0 Comments
782 Hits
0 Comments

Living Under Water Restrictions? Transform Your Garden With These Succulent Plants

Living Under Water Restrictions? Transform Your Garden With These Succulent Plants

The Christmas Cactus 

Known as the Christmas Cactus, this succulent can be a great way to get the beautiful flowers of summer without all the water consumption that's usually required. While the flowers will come out in the fall, you'll want to ensure that you fertilize this plant during the summer months and leave it in a low-light spot where it won't dry out too quickly. 

A South African Succulent 

Crassula ovate, commonly known as a jade plant, hails from South Africa and has the vibrant, glossy look of a plant that gets watered all the time. Fortunately, you can allow the soil to dry completely before you water it again since overwatering this type of plant will kill it. It's easy to tell if your jade plant needs water, so when the leaves start to lose their shine, it's time to get out the watering can. 

The Snake Plant 

Continue reading
  493 Hits
  0 Comments
493 Hits
0 Comments

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. Unfortunately, if you don't have the funds saved up for a down payment, it can seem like more of a burden than it's worth to buy now. While borrowing the money for your down payment might seem like the road backward, here are a few reasons you may want to consider acquiring your mortgage funds from someone else.

Continue reading
  825 Hits
  0 Comments
825 Hits
0 Comments

Community Living: The Quick and Easy Guide to Starting a Community Garden

Community Living: The Quick and Easy Guide to Starting a Community Garden

 

Find The Right People 

Organizing your own community garden can seem overwhelming at first, so it's important to have a group of likeminded people around you that are interested in the idea and have the same passion that you do. Whether you decide to use a site like Meetup to get a group together or you have a variety of friends and neighbors who are already excited about it, ensure your group has gardening and planning skills to bring to the table. 

Research The Community 

There's a good chance that you'll want to choose a gardening site that's not too far from your home, so talk to local horticultural organizations and your city or community center for information on available areas of land. Once you know the details, it will be easier to determine what exactly you want to do to fund your garden, whether you want to pay into it on your own or you want to create a sponsored society so the costs are covered. There may even be loan programs in your center that are available for your project, so ensure you ask around. 

Continue reading
  523 Hits
  0 Comments
523 Hits
0 Comments

Selling Your Home This Summer? Here's Why You'll Want to Recruit the Neighbors to Help

With the power of social media, it's easier than ever to use Twitter and Facebook and your own home website to sell your home online. However, there are a lot of different buyers on the market and that means it's important to keep all your options open when it comes to marketing your home. If you're wondering how you can harness the power of your neighbors to get the word out, here are some things you may want to consider. 

Continue reading
  675 Hits
  0 Comments
675 Hits
0 Comments

Mortgage Tips: Answers to 4 Common Questions About Reverse Mortgages

There are many mortgage products on the market that work for all different kinds of homebuyers, but many people have not heard about reverse mortgages and how they can benefit their situation. If you're curious about this type of mortgage and want to know more, here are some questions that will get you on the road to understanding the ins-and-outs of this product.  

Continue reading
  850 Hits
  0 Comments
850 Hits
0 Comments

To Paint or Not to Paint Before Selling Your Home, That Is the Question. Here Are Some Answers!

If you're planning some renovations before you sell your home, you're probably trying to determine what will boost its value best so you can get out the money you're putting in. Pulling out the paint for some touch-ups may be one of the most common things you'll hear about, but before taking on such a sizeable job, it's worth considering the needs of your home and what you'll have the ability to do before it goes on the market. 

Continue reading
  631 Hits
  0 Comments
631 Hits
0 Comments

Location, Location, Location: How to Ensure You're Buying a Home in the Right Community

When investing in a home, one of the most important things is buying a place that you and your family can feel comfortable in. However, while a place you can envision yourself in is important, it's not worth neglecting the neighborhood you'll be moving into for the perfect home. If you're wondering what you should be looking for in the neighborhood you choose, here are a few things to consider before making an offer on a home. 

Continue reading
  656 Hits
  0 Comments
656 Hits
0 Comments

Recently Lost Your Job? 3 Tips for Managing Your Mortgage When You're Out of Work

The financial responsibility of a monthly mortgage payment can be stressful on its own, but you may be even more concerned about your home investment if you've recently lost your job. Fortunately, there are some things you can do and places you can turn if you're not yet certain where your next paycheck will come from. If you're struggling with newfound unemployment, here are some important steps to take.

Continue reading
  757 Hits
  0 Comments
757 Hits
0 Comments

Using a Mortgage to Buy a New Home? Here Are 4 Ways to Reduce Your Closing Costs

Interest rates may be on the rise, but many people aren't aware that the closing costs on mortgages have also increased in recent years. While it may not seem like a significant cost, the closing costs on a mortgage can add up to a lot by the time the final deal is sealed. If you're wondering how you can go about reducing your final expenditures, here are some tips to lower your overall cost. 

Continue reading
  832 Hits
  0 Comments
832 Hits
0 Comments

3 Ways to Earn Some Spare Cash to Help Pay Your Mortgage Down Faster

A mortgage is one of the most expensive purchases you'll make in your life, and for many the idea of being indebted to it for years can seem like quite a burden. However, while you won't necessarily be able to pay off your home with instant savings, there are ways that you can pay it down more quickly. If you're wondering how to drum up some extra money for your mortgage, you may want to consider the following options. 

Continue reading
  811 Hits
  0 Comments
811 Hits
0 Comments

Want a Quick Mortgage Approval? Come Prepared With These 5 Key Items

Whether you're finally prepared to get into the real estate market or you want to know how you can make a deal quick, there are a few necessary documents you'll need to prove your reliability to a mortgage lender. If you're wondering what will be involved in getting the application approval you're looking for, here are the documents you'll want to have on hand when the time comes. 

Continue reading
  879 Hits
  0 Comments
879 Hits
0 Comments

Understanding Why the Highest Offer Isn't Always the Best One When Selling Your Home

When it comes to the real estate market, nothing is better than putting your home up for sale and finding a potential homebuyer who offers you the price you're looking for. However, while the right offer is ideal, there are a lot of things that may come along with a high offer that may be less than perfect. If you're wondering what kinds of things can hamper a good offer, you may want to watch out for the following. 

Continue reading
  656 Hits
  0 Comments
656 Hits
0 Comments

A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years

With a high volume of millennials set to enter the real estate market this year, it may seem like all the available options out there were created to snag new homebuyers. However, there are products available on the market that cater to those who are in their golden years too. If you're older than 62 and are currently weighing the options with your mortgage, here are the basics on reverse mortgages and why they might positively benefit you. 

Continue reading
  846 Hits
  0 Comments
846 Hits
0 Comments

Buyer Beware: Three Major Red Flags to Watch for When Visiting Open Houses

Open houses are a good opportunity to get out to see what kind of home you're looking for and if it will work for you. Fortunately, they can also be a good opportunity to find out some things about the house you're looking at that might not be listed on the website and may be less than flattering. If you're wondering what red flags to watch out for, pay attention to the following things the next time you're at a showing. 

Continue reading
  620 Hits
  0 Comments
620 Hits
0 Comments

Dealing With a Tight Housing Market? 3 Tips to Ensure You Get the Mortgage You Need

In many cities around the country, real estate prices are on the rise and potential buyers are working hard to find a home they can feel good about. However, finding the right home in a tight market can be even more of a challenge when it comes to striking the right balance. If you're hedging around the market in the hopes of finding the perfect home, here are some things you should do to ensure you don't miss out on a good opportunity. 

Continue reading
  921 Hits
  0 Comments
921 Hits
0 Comments

What Costs Can You Expect When Selling Your Home? Let's Take a Look

For many people, putting their home up for sale is an exciting time to determine what kind of financial boon they'll reap. With real estate on the rise, there are plenty of opportunities to see financial gains. Even if you're selling your home, there are still going to be costs involved before ownership is transferred. If you want to be prepared for what to expect, here are some costs to watch out for. 

Continue reading
  680 Hits
  0 Comments
680 Hits
0 Comments

Thinking About a Second Mortgage on Your House? Here's What You Need to Know

Thinking About a Second Mortgage on Your House? Here's What You Need to Know

Whether it's to consolidate debt or make funds available for a home renovation, many people consider a second mortgage to make it possible to pursue other options. However, like any important financial decision, it's important to be informed about the financial implications before diving in. If you're currently weighing your mortgage options and are considering a second mortgage, here are some things to do before the final decision. 

Research The Lenders 

Since a second mortgage means that you'll be borrowing against the value of your home, it's especially important to do your research the second time around and ensure you're going with the right lender. Instead of going with your first choice or the familiar one, look at several different lenders and see if they have positive reviews. A second mortgage can be a big risk so you'll want to ensure you're working with a lender who will be working for you. 

Prepare Yourself For Higher Costs 

Since a second mortgage qualifies as the second loan on your home, it means that it will be the second loan to be paid off if you default on the debt. As a result, the rates for a second mortgage are generally higher than those for your first loan because the lender will be taking on a more substantial risk. While higher rates may not be that alarming if you've garnered low rates for your first mortgage, it's important to determine the financial benefits before deciding on this option.  

Continue reading
  975 Hits
  0 Comments
975 Hits
0 Comments

Did You Know: With a Little DIY Work, That Garage Can Be Used for More Than Just Your Car

Along with the family vehicles, the garage may be the place where all the things you don't want in your house go to disappear. However, you might not be aware that there are several DIY hacks you can use for your garage that will instantly make it a more usable space. If you're wondering how you can fit more in while improving the aesthetic appeal of your garage, here are some tricks to test out. 

Continue reading
  529 Hits
  0 Comments
529 Hits
0 Comments

Spring Cleaning: 3 Weekend Cleaning Projects That Will Transform Your Home

The season of spring may be a time for blooming flowers and warmer weather, but it's also synonymous with the idea of spring-cleaning. Whether you clean out your house every year or you haven't seen the back of your closets in years, here are a few springtime projects that will instantly change your home – and clean up your life! 

Continue reading
  579 Hits
  0 Comments
579 Hits
0 Comments

Please enter your information below if you would like to receive updates when new businesses join or when new specials are offered.  We will not spam you or give/sell your information to anyone. 

Subscribe to our mailing list

* indicates required
Email Format